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Life should
be long and filled with life affirming experiences.
Bringing a family into this world and building
a career or a business are milestones in a long
and fruitful life. That entails a great deal
of responsibility and financial obligations.
But that same life can be tragically cut short
as well.
At Foundation
Financial we show you how to prepare for that
possibility and provide a sizeable death benefit
to those who depend on that life; the designated
beneficiaries. The proper life insurance plan
can provide you with family protection, asset
protection, retirement plans or estate conservation
plans for a promising future.
Foundation Financial will help
you to analyze your present insurance plan for
updated beneficiary information and expiring
benefits or let us present you with a new life
plan to help you determine if your future can
best be protected by term or cash value insurance.
Term is inexpensive but cash
value insurance can provide “living benefits”
at a higher premium. The best use of these living
benefits (cash/loan value) is to have a policy
totally paid up in 12-15 years. After that the
policy is “paid-up” to maturity
by the amount of cash value in the policy. There
will be no more need to pay insurance premiums
at that point.
Some benefits that are often written within
a policy but forgotten with time are waiver
of premium, option to purchase additional coverage
and accelerated death benefit. This last rider
gives a policyholder a percentage of the death
benefit before the insured dies and can be used
to pay for nursing home costs in a long term
care facility.
No matter where you are
in your life, there is a need for a basic no
cost analysis of your present life plan, no
matter how old it is. We can do that for you
with a simple appointment and provide you with
options, alternatives and solutions to your
life insurance needs.
Foundation
Financial Sevices
attn: Customer Service
92
Wheeler Road
Florida, NY 10921
(845) 651-5004 phone
(845) 651-5006
fax
www.FoundationFinancialServicesNY.com
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| "And
this our life, exempt from public haunt,
finds tongues in trees, books in running
brooks, sermons in stone and good in everything."
- William Shakespeare
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(845)
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